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Personal Capital Review – The Good, The Bad, The Ugly

I write this Personal Capital review as a user. I’ve used the service for roughly 3 years now and feel like it’s time to share my personal experience. Personal Capital Background More than 1,000,000 users are now using Personal Capital, and the company is now tracking almost $240 billion in assets on the free online platform. In addition

PolicyGenius Review – Affordable Life Insurance With Fewer Hassles

Some tasks in life are enjoyable, others are tolerable, and a few are hard to stomach. For most people, shopping for life insurance falls into the last category. There are several reasons for this, including: Morbidity aversion (we all hate contemplating death) Lack of transparency (many insurance products are difficult to understand) It’s an annoying

Tax Planning Strategies for High Income Earners

Vanessa and I seem to change tax brackets each and every year. During our first year of marriage, we had little taxable income. As time has progressed, our income has increased and our tax situation has gotten more complicated. This isn’t unique to us. It’s just a part of life, and I know it happens to many readers

20 Reasons Why We Still Drive a 20 Year Old Car

Long-time readers know that we decided to sell Vanessa’s white Toyota Camry when we got married to pay off debts. We decided at that time to share a car – The Green Machine (as seen below) – which has resulted in minimal auto expenses. Nearly four years have passed and we are still sharing. Our current situation is convenient, and both

Republic Wireless Review – Unlimited Talk and Text for $10/Month

I first reviewed Republic Wireless two years ago when my parents were looking to exit their AT&T family plan. I then wrote about the service again after they updated the firmware and released 2 new phones. To recap: Republic Wireless is an innovative company that I first found while doing research on high quality, low cost cell phone providers. The founders

You Can Still Get 5% Interest from Your Savings Account

Update: Starting July 1st, 2016, all of these cards will offer 5% interest on $1,000. Previously, it was 5% interest on $5,000. Some people will still find it worthwhile to open multiple accounts with the $1,000 limit, while others will not.  I was recently reading through a few online forums and stumbled across a thread discussing available high-yield

Betterment Review – Now Offering Personalized Retirement Advice

I really enjoy reading and writing about investment strategies. But that’s not the norm, and most folks don’t like tweaking their investment portfolio. It takes time and effort that could be spent elsewhere. Those individuals who do prefer a hands-on approach to investing often end up trading frequently and chasing performance. That was how I began investing. I’d read a

Free Cash and Free Travel: Will you Play the Travel Hacking Game?

Almost every time I post a travel related article on this site (like our Aruba report), we have readers who want to learn how they can take great vacations for next to nothing. I’ve written a short primer on the basics of travel hacking, which boils down to signing up for numerous credit cards to receive the

Vacationing in Aruba: Mixed Impressions

Vanessa and I have been traveling quite a bit, which is always fun but also tiresome. We just got back from a trip that involved Washington DC and Aruba. Aruba wasn’t quite as expected, so I wanted to share our experience and offer a few tips for others who might be thinking about vacationing there. I’ll

How Much Money Do You Need to Save for Retirement?

I commonly receive reader questions related to retirement planning. Sure, everyone knows that they need to be saving for retirement. But most people don’t know how much they need to save, or how to invest their savings, or how to effectively spend the assets that they previously worked hard to accumulate. This is an important topic