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The Cost of Addiction – In Dollars

Habits can be helpful or harmful, but most people would like to eliminate at least one habit from their life. There are a variety of reasons for kicking a habit, but a common reason, and possibly the most costly (pun intended), is financial distress. Puff, Puff, Pass Here are some tobacco stats from the Center for

The Cash Cow Roundup

I have a confession to make. I can’t stop looking at tiny houses. Tiny houses are typically around 400 square feet or less. But what a tiny house lacks in size, it makes up for in character. The owners have to be creative in the way that they use space, resulting in unique and customized homes. At first glance,

Tips from a Car Flipping Pro: How to Get a Deal on Your Next Car

Enjoy this excellent article from Jeremy, a reader who specializes in flipping automobiles for profit. Let me start by telling you something you already know; you aren’t the only person out there trying to find a deal on a car. Websites like Craigslist attract 60 million shoppers each month, just in the US alone. In

Setting Financial Goals – The Complete Guide

The United States is one of the wealthiest countries in the world, yet tens of millions of Americans have serious financial problems. The first problem, and probably most important, is failing to set financial goals. Any improvement in one’s personal financial situation must begin with clearly defined goals. I’ll teach you how to set those goals

Before I Knew, I Bought it New

Before I began studying finance and writing this blog, I was a typical kid. And as a kid (the middle one is me), I thought I knew how to find a good deal. I loved looking through the weekly newspaper ads in an attempt to find the best deals. If I could save $30/month for my parents, I

Debitize Review: Use Your Credit Card Like a Debit Card

Credit cards are a fantastic financial tool, if used responsibly. They offer a multitude of perks, benefits, and rewards. But all of these benefits are worthless if you can’t pay the full monthly balance on your credit card. That’s because carrying a balance means paying exorbitant interest each month on the debt balance. That fact has

What is Your Net Worth and Why Does it Matter?

Every financial decision ultimately takes you closer or further away from your goals. To evaluate your financial progress over time, one useful measure to consider is your net worth. Your net worth is a measure of your overall financial health, and is calculated as the difference between your assets and liabilities: Assets – Liabilities = Net Worth

Republic Wireless Review – New Phones, Plans, and Network

I first reviewed Republic Wireless two years ago when my parents were looking for a new carrier. I then wrote about the service again after they updated the firmware and released 2 new phones. To recap: Republic Wireless is an innovative company that I first found while doing research on high quality, low cost cell phone providers. The founders had

15 Reasons Why We Upgraded to New(er) 2015 Car

Previously, I provided 20 reasons to drive a 20-year old car. Thousands of people have read that post, and several hundred have left a comment. The only clear takeaway is that people either love older cars, or hate them. If you haven’t yet read that post, or the comments, check it out first. Since publishing that post, Vanessa

Haven Life Review – Term Life Insurance Done Completely Online

Haven Life is a new online life insurance agency, offering a term life insurance policy that is underwritten by MassMutual (rated A++ by AM Best).* The entire Haven Life process is completed online. That includes calculating your needs, comparing quotes, completing the application, and, if approved,  purchasing the policy. I’ve not found any other reputable