Leverage the Roth IRA for Your Child’s College Education

I recently completed a pro-bono financial plan for an individual here in Texas. One of the sections that was covered was education planning. This is very common and most parents (or grandparents) have at least considered setting aside funds to help pay for a child’s (or grandchild’s) education. In the education section of my report,

Can Money Buy Happiness?

We’re really asking the wrong question. Because the answer is, yes, of course money can buy happiness. Money can get you out of debt, into a nice home, and on your dream vacation. It can change your status, improve your social life, transform your appearance. Money can buy you freedom from the job you hate and change almost

Help Your Children Get Rich With a Roth IRA

I recently discussed Roth IRAs in detail. That post was aimed at adults with earned income. One thing I didn’t discuss was the possibility of utilizing an IRA to help your children build wealth. It’s a powerful tool that is vastly underutilized. Most people assume that IRAs can only be funded by adults. But no such restriction

The Complete Roth IRA Guide – Contribution Rules, Taxes, Limits, Eligibility Requirements, and More

The Roth IRA is a type of investment account that is granted special tax privileges from our current tax laws. Investors who choose to place money inside of a Roth IRA can choose between a wide array of investments, including individual stocks, bonds, mutual funds, ETFs, etc. The most attractive part about the Roth IRA

Hypermiling: The Complete Guide to Saving Gas

The average American spends more than $2,000 on gasoline each year. Obviously, most people would rather have that $2,000 in the bank, where it could be spent on activities that generate far more personal utility than sitting in traffic and commuting. That should mean the logical next step involves learning how to burn less fuel while

Betterment Review – Now Offering Tax Loss Harvesting

As a PhD student in financial planning, I love reading about and discussing investment strategies. But I’m strange. Most folks don’t like studying investment theory or attempting to properly rebalance their own portfolio. At the same time, those same people realize that sticking all of their money in a savings account or CD won’t build any wealth,

Cheap Date Ideas That Aren’t Lame

Around here, calling someone a cheap date is quite the compliment. The problem is, when you Google, “cheap date ideas” you get some seriously lame lists of “fun” things to do. Call us crazy, but stargazing got old in our 1st week of dating, and the day that feeding the ducks sounds fun, we will declared

How to Save Money on Groceries – 35 Proven Ways

Food prices seem to inflate quite quickly. It seems like every time we go shopping, another staple has increased in price. But there is no reason to pay retail prices for most food items. There are numerous strategies available to save money on groceries. We’re big on eating healthy food and we don’t skimp out

How to Get Way More Food at Chipotle – A Cash Cow Guide

Chipotle has somewhat of a cult following in many parts of the country. People are gaga about the brand. Perhaps the rage is fueled by the companies effort to serve quality food at an affordable price? Or maybe it’s the simplistic, modern design of the restaurants? Of maybe if you’re money conscious like us, you appreciate the fact that

Motif Investing Review – Now Offering Free ETF Motifs

I’ve written reviews on the free investment tracker Personal Capital, as well as low cost investment services like Betterment. Today I’ll share my thoughts on another new investment service that is growing like crazy. I hope you enjoy this Motif Investing review. The Motif Idea Motif  Investing is a company with deep support. The founder, Hardeep