Couple21

Our Story

As the Cash Cow Couple, we don’t know much about cows, but we DO know quite a bit about saving money. As you may have guessed, this blog is written by a couple. To be more specific, a younger 20′s couple who happen to love a good deal almost as much as they love each other. We are committed to cutting spending in every way possible while maintaining a healthy, happy life.

We don’t earn a six figure income, we haven’t been given a chunk of cash, and we can’t afford a fancy car. What we do have is a small mobile home that was purchased with cash, an old 1996 Saturn that we share, and absolutely no debt.

When we got married, we decided that we didn’t want to live the typical American dream. We didn’t want to be swimming in debt, or motivated by greed. We looked around and decided that we would live a simple life that allows more freedom and less worry, then we paid off $20,000 in student loans in just 8 months through hard work and a very high savings rate.

Why Read This Blog?

We are real. We share our lifestyle and our trials. We have monthly expenses just like you, and when we figure out how to lower those expenses, we share it with you. This blog is our place to share our financial situation and ask for your input. Ask yourself, have you ever wanted any of these things?

•  Financial freedom?
•  A life with less stress and more satisfaction?
•  The ability to effectively make financial decisions with a spouse or loved one?
•  More cash to spend and invest?
•  Less debt and financial hardships?

If you’re at all interested in living more of life, with less baggage and less stress… …You’re in the RIGHT place!

Life is about so much more than Work-Spend-Accumulate-Die. The goal of this blog is to teach you how to spend less money, while living a more fulfilling life.

Subscribe to Cash Cow Couple to learn proven strategies that help you carve your path to financial freedom.

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About Jacob:

Jacob is currently pursuing a PhD in Finance and Financial Planning. He genuinely loves to learn, and is a huge nerd at heart. In his younger years, he learned that scouring through newspaper ads often led to saving more of that hard earned chore money. Purchases were thought out and meticulously researched. These habits did not change as he aged, but they did become more refined. Craigslist and Ebay became new playgrounds for buying and selling. He owned 9 subcompact cars and 3 motorcycles by age 21. You may be thinking, “why the heck would someone trade vehicles twice a year?” Well, he made a profit on the 11 that have been sold. That’s 5 years of free transport, and free gas money!

He gets excited about weird stuff like 40MPG tanks of gas, discount groceries, and free e-books. He enjoys reading, playing video games, throwing around the frisbee, and hanging out with his wonderful wife and family. He believes that life is about more than “keeping up with the Joneses.” He hopes that this blog inspires people to read more and to reflect on their lifestyle.

About Vanessa:

Vanessa  grew up with a mom who was one obsessively frugal lady. She was a coupon clipping, rebate sending, dollar menu kind of gal. When she grew up and moved out on her own, she began to understand why. Life is expensive! While her Mama’s methods are good, Vanessa thinks there is room for improvement. Before she was married, she saved money by living with a roommate, keeping the thermostat WAY down, scavenging for free food, and sharing clothes with her friends instead of buying new ones.

Now that the Cash Cow Couple has officially tied the knot, she is learning how to become a smart and thrifty wife. She has a few tricks down pat but is constantly learning new ways to save money. Vanessa is looking forward to being an obsessively frugal mama one day. In the meantime, she enjoys learning how to cook delicious food and spending time with her incredible husband. She is excited about perfecting the frugal lifestyle and invites you to join her on her journey to a bigger family and even bigger savings!

The cash really is greener on the other side. Stick around and you’ll see! You can sign up for free blog updates below in the huge purple box.

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