As the Cash Cow Couple, we know very little about cows, but we know quite a bit about money. As you may have guessed, this blog is written by a couple. To be more specific, a couple in their 20s who happen to love a good deal almost as much as they love each other. We are on a mission to achieve financial independence while maintaining a healthy, happy life.
We got married around the same time we each graduated with a bachelor’s degree. To celebrate marriage and our new careers, we didn’t upgrade our vehicles, buy a big house, or a new wardrobe. We did the opposite. We sold everything we didn’t need, including our second car, and used the money and our paychecks to pay off our student loans and began building a secure financial future. Through hard work and a very high savings rate, we paid off roughly $25,000 in student loans and increased our net worth by more than $50,000 in our first year of marriage. That growth has continued upward each year.
We share our story to encourage readers. We want to prove that if we can do it, so can you. With bachelor’s degrees and average paying jobs, we got out of debt and continue to increase our net worth each year. You, too, can get out of debt, save for retirement, and provide for your family without worrying about the monthly paycheck.
Why Read This Blog?
We try to help our readers improve their lives. We share research-based recommendations about relationships, financial freedom, personal financial planning, and most things money related.
In short, we hope that this blog will teach you how to increase your net worth and live a more fulfilling life.
Ask yourself, have you ever wanted any of these things?
• Freedom to find a career you actually enjoy?
• A life with less stress and more satisfaction?
• The ability to effectively make financial decisions with a spouse or loved one?
• More cash to spend and invest?
• Less debt and financial hardships?
If so…you’re in the right place!
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Jacob genuinely loves to learn, and is a huge nerd at heart. He gets excited about entrepreneurship, free travel-hacked vacations, and investing e-books. He enjoys reading, playing video games, throwing around the frisbee, and hanging out with his wife and family.
He firmly believes that life is about more than “keeping up with the Joneses.” He hopes that this blog inspires people to read more and to reflect on their lifestyle. When not blogging and doing internet marketing, Jacob is teaching and completing a Ph.D. in Financial Planning and Finance.
He has twice graduated with the highest academic honors. Most recently with a Master’s degree in financial planning, and before that, a Bachelor’s degree in Chemistry and Biology. He has passed the CFP® exam.
Vanessa learned some hard lessons about how to manage money in her early 20s. She then met Jacob, and he introduced her to the idea of financial freedom, and Vanessa has been obsessed with Jacob and his ideas ever since. Vanessa loves playing the piano, reading a good novel, and having friends and family over for a good meal, great dessert, and a game of cards.
If you are interested in learning how to live like the Cash Cow Couple, you can sign up for exclusive email updates below in the huge box.
Thanks for all your support.