Before I jump into the Barclaycard Arrival World Mastercard review, let me say a few words on why we chose to apply for this particular card.
If you don’t know, most of the major credit card issuers now offer rewards if you sign up for a credit card and meet a minimum spending requirement. You can then use these rewards to directly book flights or hotel rooms for travel.
This Barclaycard Arrival Plus is one such example. After spending $3000 on the Barclaycard Arrival World MasterCard within the first 90 days of receiving it, you would get back 56,000 miles, or over $560 in free travel.
And you get to choose how you redeem the miles! You can spend it on airfare, rental cars, and anything else that is coded as a travel related expense. This isn’t the case with most travel credit cards.
Another note worth mentioning is that both you and a spouse can apply separately for different cards. So if you can spend $3,000 on each within the first 90 days, you can secure more than $1000 in free travel.
Barclays is an enormous company, as shown on Wikipedia:
Barclays is a British multinational banking and financial services company headquartered in London, United Kingdom. It is a universal bank with operations in retail, wholesale and investment banking, as well as wealth management, mortgage lending and credit cards. It has operations in over 50 countries and territories and has around 48 million customers. As of 31 December 2011 Barclays had total assets of US$2.42 trillion, the seventh-largest of any bank worldwide.
This is a large and well established company who will continue to operate and issue credit cards.
Barclays issues several other credit cards as well, but I’d say the Barclaycard Arrival World MasterCard currently offers the most bang for the buck. I should also mention that this card currently comes in 2 varieties.
Barclaycard Arrival World MasterCard (Without Annual Fee):
- No annual fee
- Double miles on travel and dining, plus 1 mile per cent spent on everything else
- 20,000 miles sign up bonus.
The no-fee version of the Arrival is a good basic credit card, but we opt for the version below.
Barclaycard Arrival Plus World Elite MasterCard (With $89 Annual Fee):
- $89 annual fee after the first year (Fee is waived first year)
- Twice the sign up rewards (50,000 points).
- Double points on all purchases
This is the card we use. Although it has the annual fee, it is waived for the first year.
Once the first annual fee is due, you have several options.
- You can pay the fee and keep the account open.
- You can call Barclays and ask for a retention offer or a fee waiver.
- You can call and attempt to downgrade your account to the version without an annual fee.
- You can cancel your account outright after using the bonus miles.
How to Spend Points
Some travel reward cards have restrictions on travel. Barclays does a pretty good job in allowing you to book a variety of travel related services with the points. You can use the points for more than just a plane ticket or hotel. You can use Barclay Arrival points on any purchase coded as travel.
Here is a short list of approved travel bookings:
- Car Rentals
You can book through discount agencies or whoever you want, so long as it shows up on your credit card statement coded as a travel expense.
Barclaycard Arrival World MasterCard Review Summary
All in all, this is one of the best travel credit cards on the market. If you have good credit and are looking for a great travel rewards card, we highly recommend this one.
I hope you enjoyed the Barclay Arrival World MasterCard review. If you want to apply you can compare the cards on the personal comparison page.
On a side note, if you’re looking for the best cash back card on the market, check out my Discover It Card Review.