Hosting the Finance Carnival for Young Adults

What’s up readers. Hope you are having a wonderful weekend. It has been about 100 degrees consistently here in Texas. The amazing thing is we rarely run the air. We don’t run it at all some days and only a 2 hours or so on the others. Pretty cool, right? That’s an upcoming post, so we thought we would tease you for now.

We are hosting the Finance Carnival for Young Adults this week. A carnival is a submission of articles that are from various bloggers. Here are the submissions.

Michael Kitces @ Nerd’s Eye View writes Place Of Celebration Vs State Of Residence – Determining Federal Marital Status After DOMA Decision – While the recent Supreme Court decision overturning part of DOMA requires the Federal government to recognize same-sex marriages, the rules still vary as to whether the Federal government bases its decision on the state of the couple’s residence, or their “place of celebration” where they got married in the first place, so it’s crucial to know which Federal benefits and protections are based on which rules!

Alexis @ FITnancials writes Turn Your Passions into Profits – Some people warn you not to mix your passions and your employment. For some reason, they think that you’ll suddenly enjoy your hobby much less if it turns into your sole source of income.

Michelle @ Making Sense of Cents writes $10,192 in June Extra Income – Side Hustles! – As you can see from the title of this post, June was a great month. I don’t know if July will be a repeat of this, but I’m hoping so. I have been adding more and more to my side hustles, and my lack of free time definitely shows for it. Good thing that I enjoy everything I do!

Emily @ Evolving Personal Finance writes First Values and Goals, Then Strategies – Don’t jump straight to picking a PF strategy; first you must evaluate your values and goals. Without what makes you unique in mind, you may not use an appropriate strategy.

Roger Wohlner @ The Chicago Financial Planner writes 5 Investing Lessons Learned So Far in 2013 – The first half of 2013 is in the books. It has been a good year in terms of the domestic stock market; other areas of the markets have been mixed. The second quarter saw declines in most fixed income categories, real estate, and in many international stock categories including emerging markets. Commodities and precious metals have also suffered setbacks of late. As an investor this is a good time to take stock of your investments and more importantly any implications for your financial planning

Corey @ 20s Finances writes Stocks to Pay Attention to Right Now – Every share of stock on a public market is a piece of a living business, one which has customers, employees, and a break room hopefully full of delicious goodies.

Kanwal @ Simply Investing writes How Would You Like to Give Yourself a Raise? – Would you like to give yourself a raise? You can by simply investing in companies that regularly increase their dividends. Dividend increases mean more money in your pocket. An increasing supply of dividends increases your income. You can use that increased amount of money for anything you wish, or re-invest it and earn more for years to come.

Vanessa @ Cash Cow Couple writes How to Save Money on Groceries – Learning how to save money on groceries is a skill, and one that you should be practicing every week at the grocery store! Take a look at the 25 best tips.

Tushar @ Start Investing Money writes Can You Be a Spender as Well as a Saver? – When you hear about individuals and their money habits, you generally find they fall into one category or the other. They’re either spoken of as a spender or a saver.

Wayne @ Young Family Finance writes The Three R’s of Green Consumerism – Green consumerism can help in more ways than you think. How reduce, reuse, and recycle can same you and your family money.

A Blinkin @ Funancials writes Q2 Review – 2013: Is Good News Bad News? – Since 2008, the Federal Reserve has reached beyond the traditional tools of monetary policy in an effort to fulfill its’ dual mandate of achieving maximum employment and stable prices. Most recently, the Federal Reserve introduced a third round of quantitative easing, purchasing a combination of $85 Billion worth of longer-term U.S.

Kyle @ The Penny Hoarder writes 4 Ways to Cut Your Expenses and Save Big – As a penny hoarder, you likely love to find ways to make extra money, and there are certainly no shortage of ways to do so. However, making extra money is only one part of the equation. To get ahead even more, consider finding ways to save money. If you’re saving money AND making extra money, The post 4 Ways to Cut Your Expenses and Save Big appeared first on The Penny Hoarder.

Chris Topher @ This That and The MBA writes Manage Debt Before It Manages You – It is important to keep debt at reasonable and manageable levels or we could end up incurring high interest rate charges. Even worse having barely enough money to pay the minimum payments on our credit cards.

IMB @ Investing Money writes A Fresh Look at the Oil Sector – The past ten years have brought changes in oil and gas exploration. Foremost among them has been the revolution in “fracking.” Read here for information.

Amanda L Grossman @ Frugal Confessions writes The Walgreens Drugstore Game is Not Dead! – Do you remember about two years ago when Walgreens stopped allowing you to use Register Rewards® (in-store credit) to purchase other products that yield Register Rewards®? Sure, you could still purchase the products and pay with your Register Rewards®; the

Debt Guru @ Debt Free Blog writes E-WALLETS, are they safe? – If you are a keen online gamer you will know that once you have chosen your preferred online casino you will have to make a deposit. But how safe is it these days to give away your bank details online? This is where E-wallets come in.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes CREATIVE FUNDING IDEAS FOR YOUR SMALL BUSINESS – Entrepreneurship financing ideas. Small business owners-funding tips.

CAPI @ Creating a Passive Income writes Bulls and Bears: What You Need to Know About Entering The Stock Market – Interested in entering the stock market? There are things you should know first. Read here for tips on how to enter the stock market successfully.

krantcents @ KrantCents writes Top Secrets to Make Recruiters Find You – Would you like to have recruiters call you? It is always great to have recruiters call you. Over the years, I have had my share of opportunities from recruiters. There are employers who have openings that need to be filled.

SFB @ Simple Finance Blog writes Should You Buy a Foreclosure? – Homeowners these days are faced with many challenges and being unable to pay their mortgage is one among them.

Ted Jenkin @ Your Smart Money Moves writes Five Items To Always Buy Used – There are purchases that can really last for a long time and improve your bottom line if you shop the right way. Here are my five items to always buy used.

Amanda @ My Life, I Guess.. writes Half-Year Personal Finance Recap – As a Personal Finance newbie, I’ve only been tracking my spending for less than a year. This is how I’ve been doing for the last 6 months.

PPlan @ Provident Plan writes Life Insurance & the U.S.’s Top 5 Most Dangerous Jobs – One might not think that the two would go hand-in-hand—in fact, one might think that danger and life insurance would be akin to oil and water—but believe

Daniel @ Sweating the Big Stuff writes I Got Sideswiped On The Highway: How To Handle Car Accidents – Driving home from work, I got sideswiped by another driver who crossed into my lane. Here’s how I handled the accident process.

Luke @ Learn Bonds writes The 10 Year Treasury Rate: Where to Next? – Here is my 10 year treasury rate forecast for 2014. A look back at where we have been, the recent rise in the 10 year treasury rate, and where we are going.

Daisy @ Suburban Finance writes 3 Things You Can Do Today To Slow Down Credit Card Use – As credit card use continues to skyrocket, more and more consumers are finding themselves in debt. There’s no surprise that there’s quite the correlation there. Living in a consumerism driven society, many of us have become used to the term, “It’s OK, I’ll just put it on my card.” when we can’t seem to afford …r

DW @ Great Passive Income Ideas writes A Great Residual Income Formula Using Blogs – If you’ve got a little bit of extra time on your hands, you can create a blog and use a simple residual income formula to make money from it.

MMD @ IRA vs 401k Central writes Roth and Traditional IRA Income Limits – Can I Contribute? – If you don’t exceed the Roth and Traditional IRA income limits for 2013, then you may be able to invest more of your money into a fund for tax free growth.

MMD @ My Money Design writes How the Lower Taxes From a Long Term Capital Gain Can Work Into Your Early Retirement Plan – Now that I know a long term capital gain (much like dividend income) is taxed at a lower and more favorable rate than ordinary income, I can use this to further my early retirement plan.

Hank @ Money Q&A writes Infographic: Bear vs. Bull Infographic. What’s Next For Gold? – Check out the great infographic: Bear vs. Bull Infographic. What’s Next For Gold? Are you a bull or a bear about gold’s future? There are a lot of reasons for both.

LaTisha @ Young Finances writes Is Cable Worth the Costs? – Cable gives you the ability to watch more channels, see a wider variety of programming, & really enjoy all that television has to offer. But cable is expensive.

Robert @ The College Investor writes You Have a College Plan. Do You Have a Business Plan? – Ideally, your child can start working this job in high school and build it up before she goes to college. She should have a strong, functional business before she heads off to college. Don’t think it’s possible? Consider that Facebook was created while Mark Zuckerberg was a Harvard college student. Likewise, SitterCity, the website that many parents now use to find their children’s babysitters, was also started by a college student.

Robert @ My Multiple Incomes writes My Monthly Income Stream Report – June 2013 – June was also a crazy month on several fronts! If you have never checked out my monthly income stream reports before, you’re in for a treat, because this month was extreme. I usually write this report to give motivation, inspiration, and share my struggles and challenges. This month has been no exception.

Robert @ Entrepreneurship Life writes Are You Making This Mistake and Losing Customers? – If you’re looking into starting your own business or you already have one, you must have a web page to help your business grow. Even if your business is local or is only in a brick and mortar store, you must have a website to stay competitive and find new (and keep current) customers. A website is essential to business growth. However, sometimes, having a bad website is worse than not having a website at all.

Robert @ Kids Ain’t Cheap writes Being an Engaged Parent – There is no job in the world that gives so much stress and so much reward at the same time. I wouldn’t trade it for anything in the world. Trying to be the best parent I can isn’t always easy. In today’s world of fancy technology and constantly being surrounded by something it’s easy to lose focus.

Robert @ Cult of Money writes Navigating The Frustrations of Student Loan Debt – No one at your college help you. Your financial aid officer is now nowhere to be found. And your student loans have been passed off to various companies that service them – who usually aren’t very helpful. Here are some common myths of student loan debt, and what you can do about it.

Lauren @ L Bee and the Money Tree writes How To Start Budgeting – A great guide for how beginners on how to start budgeting

Jacob @ Cash Cow Couple writes Discover It Card Review – If you are looking for a flexible cash back credit card with excellent rewards, this Discover It card review is for you!

SBB @ Simple Budget Blog writes It’s Summer – Time to Budget for Back to School – School’s out! While there’s fun to have in the sun, it’s also time to think about budgeting for the next school year. Read here for budgeting tips.

Ryan @ Cash Money Life writes Part-Time Jobs that offer Health Insurance Benefits – Are you looking for affordable health insurance? We list 12 companies that offer health insurance benefits to part-time employees. Get started now!

Dividend Growth Investor @ Dividend Growth Investor writes Why most dividend investors never succeed – Unfortunately, even if you identified the perfect dividend growth stock, you can still lose money. This is because identifying and selecting an amazing stock, with amazing prospects, and attractive valuation is just part of the formula for investment success. The next part is the psychological traps that could cause you to do silly things.

Lazy Man @ Lazy Man and Money writes The Psychology of Love and Money – One of the great things about Dr. Daniel Crosby’s talk that I overlooked the first time (I was focused on the money) is that he compares the irrational behavior that people have with love with money.

Everything Finance @ Everything Finance Blog writes Is Working in the Summer as a College Student Worth It? – College is now so expensive and the minimum wage so low, one has to wonder if it makes sense to stop attending college even just for the summer session. Wouldn’t it make more sense to keep taking classes to finish the college degree as quickly as possible?

TTMK @ Tie the Money Knot writes Being Married Can Save You Money on Car Insurance – There are many things about marriage that can be great, including on that probably doesn’t cross the minds of too many people: saving money on car insurance!

Brock Kernin @ Clever Dude writes What Would You Do? Car Breakdown! – Your car breaks down, you don’t know what is wrong and your insurance will only pay for one tow. What do you do?

Jacob @ AllPersonalFinance writes A guide to planning a wedding overseas – The average cost of a wedding in 2013 is lb21,939, according to research from industry magazine You

Melissa @ Minting Nickels writes Earn Money Online and Live Like a King – Even if you work the exact same amount of hours online as you would have if you had a job (and made exactly the same amount of money), you would have a much greater possibility of becoming wealthy as an entrepreneur online. You might fight me on this, but just hear me out – let me explain.

Little House @ Little House in the Valley writes Projects Put on Hold – My newlywed somewhat-interactive ebook is a few short weeks (hopefully) from being completed with a possible publish date of late summer/early fall. Though I’m definitely excited to get that ebook finished, it of course made me think of a few other unfinished projects in my files.

Maria @ The Money Principle writes Get Rich, Think Like a Rich Person – Read these five differences between the way in which poor and rich people think.

Crystal @ Budgeting in the Fun Stuff writes 9 of the Coolest Free Apps Available – Ever since purchasing my first smartphone, I like to periodically take a look at the free app market to find the hottest and coolest apps available.

Miss T. @ Prairie Eco Thrifter writes How to Ask for Money Back When Somebody Owes You – I find it a lot less awkward to ask to be paid back if I’m asking in a way that isn’t requesting money. If my friend owes me $20, and we had plans to go out for dinner, I might suggest a place and let them know that they’re paying. I might say something like “We should go here. Do you like that place? Don’t worry about paying me back that money I lent you, just pick up the dinner tab”.

Tushar @ Finance TUBE writes Easy Ways To Save For a Summer Vacation – Today I will be talking about Easy Ways To Save For a Summer Vacation. Summer time is here and now its a great time to take your family on a much needed vacation. However not many of us has a large vacation so that they can dip into any time that they wanna go.

Brent @ PersonalFinance-Tips writes Majority of Brits Feel Optimistic About Their Finances – Families are feeling more positive about their finances, according to a recent survey. Markit, a financial information company, says that Brits are more upbeat when it comes to their money than any other time since 2010.

Don @ MoneySmartGuides writes Expert Advice on House Selling – Thinking of selling your house, read this expert advice first.

Grayson @ Debt RoundUp writes Why is Prepaid Such a Dirty Word? – After a friend thought that I was having financial difficulty because I was looking for a prepaid phone, I decided to look at why there is such a stigma surrounding the word “prepaid”. Why do you think “prepaid” is such a dirty word?

John @ Wallet Hub writes Spotlight on Charity: The Fight Against Animal Cruelty – Each year, 5-7 million animals wind up in shelters across the country and 3-4 million are ultimately euthanized (70% of cats and 60% of dogs), according to the ASPCA. What’s more, only about 10% of the cats and dogs who come to shelters are spayed or neutered. The awareness campaigns and adoption services being undertaken by well-meaning charity organizations across the country are therefore clearly very important and deserving of our support.

Liana @ Card Hub writes Ask The Experts: What Should We Do with the Charitable Giving Tax Deduction? – Ask The Experts: What Should We Do with the Charitable Giving Tax Deduction?

KK @ Student Debt Survivor writes Please Don’t Invite Me to Your Wedding – The other day a friend and I were talking about weddings. Without really meaning to, we got into a long discussion about how ridiculously expensive attending weddings has become.

Crystal @ Married (with Debt) writes Is A Salaried Job Really Better Than An Hourly Job? – For years, I aspired a salaried job; it seemed like the pinnacle of professional success. Then I got one… and pined for the hourly job I’d left behind!

Michael @ Financial Ramblings writes Living Off Life Insurance – What would you do if a loved one died and left you with kids to care for and a life insurance settlement?

Suba @ Broke Professionals writes Battling the Gender Gap – I thought my company’s policy that prevented employes from discussing their income was designed to protect me. I soon realized it only protected the gender gap.

Minimalist @ Minimalist Finance writes Free or Inexpensive Summer Activities To Do With Kids – Free or Inexpensive Summer Activities To Do With Kids has been published on Minimalist FinanceWhen kids are out of school, they can be expensive. The act of chauffeuring them around to and from activities and friends houses and play dates and shows can cost a ton of money in gas and then you have to spend on the activities themselves, as well.

Mr. Frenzy @ Frenzied Finances writes Finding Quality: Products Worth Your Extra Cents – Though quality may be subjective to some consumers, there are products that make sense to pay extra. Read here for tips on products you should invest in.

Mike @ Personal Finance Journey writes Are you financially ready for a Pet? – Six ways to tell if you are financially ready for ownership and pet costs. How to plan for your new family member.

Glen @ Monster Piggy Bank @ Monster Piggy Bank writes The Best Penny Stocks I Have Owned – In this post I go through the best penny stocks that I have owned as well as the reasons for why I bought them.

Pauline @ writes Financial goals update, May-June 2013 – Update on my yearly financial goals, including growing up my net worth by 30% and making 50 times more income online than last year.

Pauline @ writes My failed attempts at making money online – What better way to kick start a website about ways to make money than telling you about my failure(s!)? I just wanted to go over the things I have done in hopes to save you some time choosing carefully how you wish to make money online.

Haley @ On Better Terms writes Six Ways to Save Money on a Summer Road Trip – For many families, summer is vacation season. It’s the time to visit grandparents, travel to a theme park or explore major landmarks. But with sky-high airfare prices, your family may plan a staycation this year. Rather than let the cost of airfare put a kink in your summer vacation ritual, drive to your destination. Find out 6 great ways to save on your summer road trip!

Gabe @ CPA, Springfield MO writes tax strategies to help you save more money before the April 15 tax deadline

Vanessa @ Vanessa’s Money writes Tips for furnishing your first apartment – Moving into your first apartment shouldn’t cost a lot — here are some tips to get you into your new place for almost nothing!

John S @ Frugal Rules writes Paying Off Debt While Dealing With Debt Fatigue – Paying off mountains of debt can seem like it will take forever and many will be tempted to give up and give in to debt fatigue. Through budgeting, allowing yourself some fun money each month and a good plan you can best set yourself up to overcome this debt fatigue.

Jon @ Novel Investor writes Contrarian Investing: Going Against The Grain – Contrarian investing is an investment strategy that goes after the unpopular choice, the beaten down stock (or sector), and doesn’t follow the crowd.

Mr.CBB @ Canadian Budget Binder writes Out of Stock: Get a Rain Check – Don’t leave the store without getting the product you went in for, especially if it was a flyer sale. Take a few moments to ask customer service if they will issue a rain check. For many reasons this might be a smart move towards saving money in your budget.

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Toronto’s Flash Flood & Learning to Rough It in the Big City – Recently, I got married, quit my job, and moved from Vancouver to Toronto in hopes of finding my dream job and hopefully have the financial free life I’ve always fantasized about. Well, no one said it was going to be easy that’s for sure.

Money Soldiers @ Money Soldiers writes How to Save on Your Renters Insurance Quote – Here are some simple yet effective tips to help you save on your renters insurance quote. When you’re paying less to the insurance company, you’re actually having them work harder in your favor.

Glen Craig @ Free From Broke writes A New Card For Unlimited Cash Back – Quicksilver by Capital One, Review – Capital One has a new cash back rewards card – Quicksilver. It offers a set cash back on all purchases with easy to redeem rewards, among other perks.

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