Hosting the Carnival of Retirement

A carnival is a group of posts submitted by personal finance bloggers. We are doing the roundup this week.

MMD @ My Money Design writes My Money Design Turns 2 – Plus SEO Tips and Tricks – This week we celebrate My Money Design turning 2! We’ll take a look back at the year and share some of the SEO tips and tricks I’ve learned along the way.

Michael Kitces @ Nerd’s Eye View writes Renaming The Outcomes Of A Monte Carlo Retirement Projection – When doing retirement planning using today’s modern tools (i.e., “Monte Carlo analysis”) there is a tendency to view the results as an all-or-none outcome: success, or failure. Yet the reality is that “success” in Monte Carlo actually means an excess left over, while “failure” simply means a requirement to make adjustments along the way. Perhaps it’s time to reframe how we think about retirement planning?.

Mary @ Wallet Hub writes What are the pros and cons of an ARM loan? – Thinking about getting an ARM loan? Know the upsides and downsides of this type of loan.

FI Pilgrim @ FI Journey writes Be Flexible With Your Financial Goals – Goal setting is awesome, and has some great benefits. But what happens when your goals become restrictive instead of enabling?

Jessica @ Budget for Health writes Budget Review: April – June 2013 – Moved from Michigan to Canada, making triple mortgage payments, ran a half marathon…and I’m 20 weeks pregnant with a little girl! A lot has been happening at Budget for Health since the last budget review!

Bryce @ Save and Conquer writes Withdrawal Strategies in Retirement (Part 1) – There are many different methods for withdrawing money from your portfolio nest egg combined with Social Security and/or a pension during retirement. Part 1 focuses on asset allocation while making withdrawals from your retirement portfolio. Part 2 focuses on the order of withdrawals from various accounts during retirement. And Part 3 focuses on using a safe withdrawal rate and ways to modify that rate to make sure your nest egg lasts.

Gary @ Gajizmo writes Summer Jobs For Teachers – Although teachers get summers off, that shouldn’t stop them from earning a second income or exploring other opportunities. Here are a few of the best summer jobs for teachers to take advantage of, including freelance work, starting their own blogs or businesses, teaching abroad, etc.

Gary Dek @ MLIQ123 writes Life Insurance Definition Explained – What is life insurance? Have you ever read an in-depth, comprehensive definition explaining its purpose, the parts of a life policy, whether you need coverage, and the types available? Check out this life insurance guide to learn the basics and whether you may be in a stage of life where you need to purchase protection.

Eva Baker @ TeensGotCents writes Teen Entrepreneurs – Ben Lamb – Teen entrepreneurs are becoming more and more common. Meet Ben Lamb and his business ‘Mail Box Post Shield’. Another great business idea for teens!

Mr FD @ Financial Debauchery writes The 72 Month Auto Loan – A Great Way to Pay More For a Car Than You Should! – What’s one final way the car dealerships can “get you”? How about financing it with a 72 month auto loan and paying a lot more for it than we should!

Bank Free Credit @ Bank Free Credit writes CHASE Bank Review – I first became acquainted with Chase Bank when I opened an envelope to discover a plastic card. Never having previously held a credit card with my name on it, I suffered emotional turbulence. Would I now be living the good life?

Lazy Man @ Lazy Man and Money writes Today’s Challenge: Do a Whole Home Audit – Have you ever went around your home and tallied up how much your possessions are worth? Yeah me neither. I keep saying that I should, but I never do. We both should do this as soon as possible.

Jon Haver @ Pay My Student Loans writes Student Loan Forgiveness For Teachers – If you are wanting to lower your monthly payments in order to make your student loans affordable and continue teaching then a loan consolidation may be your answer. A private loan consolidation or refinance can combine your student loans into a singular student loan and offer better repayment terms.

Tushar Mathur @ Everything Finance writes What Are You Going to Sacrifice When You Have Children? – My aunt used to tell the story of the cute little girls that lived next door to her in their subdivision.

Robert @ Beat The 9 to 5 writes Beat the Nine to Five Kick-Off Giveaway – Everyone loves free stuff – and the chance to win free stuff – and hopefully this will give you some incentive to subscribe to this site on Social Media so that you can get exclusive content that you won’t find here on the site. Join me on my journey to build my income and help me escape the nine to five.

Wayne @ Young Family Finance writes The ABCs of Home Ownership – Looking to buy a home? You need to get familiar with the lingo first. Read here for a beginner’s guide to the terms used in home ownership.

Cat Alford @ Budget Blonde writes How To Travel In India: Tips From My Husband – If you want to know how to travel in India, here’s an in depth recap from my husband’s three week trip! From rural India to the Taj Mahal, he shares it all.

JP @ My Family Finances writes 3 Smart Family Business Ideas that Everyone Would Love – The following are three different family business ideas you may find interesting if you’ve been feeling the itch to start something with your close ones.

Amanda L Grossman @ Frugal Confessions writes Is it Possible to Retire Early if You have Children? – The articles I recently completed on early retirement extreme were very popular. I received several questions as to whether or not you could do this with children.

Kanwal @ Simply Investing writes What is the P/E Ratio, Could it Save You Thousands? – The P/E ratio is one important factor that could save you from making bad investing decisions. Here is your quick guide to Price & Earnings and the P/E ratio.

Don @ MoneySmartGuides writes On The Road to Good Credit – Infographics are all the rage right now. I came across the great infographic below. Having good credit is key so that you can get the lowest interest rate possible when you borrow money.

Marie Engen @ Boomer & Echo writes Dividend Investing – Getting Started – If you are interested in dividend investing, how do you get your first shares when you have only a couple of hundred dollars a month to invest?

Harry Campbell @ Your PF Pro writes The Best Customer Service is Now on Twitter – Most kids dream about becoming a firefighter or an astronaut or maybe even a customer service representative when they’re young. Oh wait, that last one might be more of a nightmare. Let’s face it: a job as a CS rep isn’t exactly a high paying one and most of the reps I’ve talked to haven’t been the brightest or even the nicest. You would think that stupid people would at least try and get by by being really nice, but maybe stupid people don’t know they’re stupid.

Jeremy Berretta @ My Financial Road writes Accountability…Do You Have It? – WARNING: profanity is inevitable… My run in’s here lately with people that have no accountability is astounding! Being accountable is something that many people read in the personal finance blog world, but out of all the times it is mentioned, does anyone ever talk about just it? Maybe people don’t know what accountability is or means..? OR maybe I’m just being a little too harsh and judgmental…nah, never that! So lets go through some of the basics of being accountable.

IMB @ Investing Money writes Banks Under Siege – JP Morgan Chase announces that they quit their physical commodities trading. To understand, we must go back to our financial past to the Great Depression.

SBB @ Simple Budget Blog writes Forecasting: Budgeting for the Rest of the Year – Summer’s almost over! It’s time to look at your budget to see what expenses are coming up for the remainder of the year. Read here for tips!

Mr. Frenzy @ Frenzied Finances writes Stress-Free Selling: 5 Ways To Make Selling Your House a Breeze – Selling a home can be a difficult process. But it doesn’t have to be that way! Read here for great tips on selling your house so you can do so with ease.

Paul @ The Frugal Toad @ The Frugal Toad writes 5 Things You Should Be Doing to Lower Credit Card Debt – Lets be realistic, most of us will probably never be debt free. In fact, the average American carries over $80,000 in mortgage debt at age 65 and leaves a balance of about $60,000 to their estate. We need debt in order to make major purchases like a home, a car, or an RV.

Luke @ Learn Bonds writes Don’t Get Ripped Off by This Bond Market Shenanigan – An example of the dangers of retail investing in the corporate and municipal bond market. What you should know before investing.

Grayson @ Debt Roundup writes One of My Biggest Money Mistakes – We all make mistakes, but I wanted to show you that some can be very costly. When I first got out of college, I had a good job and good money coming in. My spending side took control and I made a bad purchase. It is still one of my biggest money mistakes.

Dollar @ Easy Extra Dollar writes Making Extra Income Instantly in a more Easy Ways – Many internet entrepreneurs asked themselves that very same question. In fact a lot of them have gotten sidetracked away from their solid wealth building plan, searching for get rich quick schemes. This can cause a lot of frustration, wasted time, wasted energy, and false hopes.

Rich @ Growing Money Smart writes 100K in Five Years Challenge Update 2013-08-01 – This is my ambitious 100k in five years goal of turning $24,000 dollars into 100k. Impossible you say? Maybe, but I’m going to give it my all!, we’ll see what happens. Follow me, I need the support!

Kyle @ The Penny Hoarder writes Tips for D.I.Y. investors – There is a huge amount of advice out there for would-be investors. This ranges from professional investment advice through to doing your own research online and by reading the financial press. Putting together your own portfolio of investments can be a daunting task but these tips will help you on your way.

Debt Guru @ Debt Free Blog writes Short Term Success: How To Raise Your Credit Score Fast – Looking to raise your credit score? It can be a pain, but it’s certainly doable. Read here for excellent tips on how to raise your credit score fast!

Daisy @ Suburban Finance writes Should You Buy a Smart Phone? – A post detailing whether you should buy an android and the factors to consider.

Crystal @ Budgeting in the Fun Stuff writes Color Run Craziness – Last Saturday, I woke up way too dang early and had tons of fun at a color run. Here’s how the day turned out…

Bargain Babe @ BargainBabe.com writes How Do You Run a Swap? – How do you run a swap? Here are general outlines of five different kinds of swaps and what it takes to run them.

Jester @ The Ultimate Juggle writes Am I Working Too Hard? – Life is a constant state of re-balancing it when it get’s out of sync. Don’t forget what is important in life and what is just paper.

Dividend Growth Investor @ Dividend Growth Investor writes The predictive value of rising dividends – In my years of investing in dividend stocks, I have noticed that companies which consistently raise dividends every year tend to keep raising dividends going forward. Companies which sporadically boost dividends for short periods of time, only to freeze or cut them later tend to repeat this activity over and over throughout their corporate histories.

Jayson Coomer @ Modest Money writes Man Can Live By Luck Alone – What does luck have to do with your finances, career and lifestyle and what can you do to have more of it and reach your financial and life goals faster? There is more to luck than meets the eye!

Simon @ Airline Miles Experts writes Vacationing On A Budget: Cutting Cost Doesn’t Mean Cutting Fun – Many people think that a good vacation is one where they are able to throw caution to the wind and spend money with reckless abandon. They assume that vacationing on a budget involves a lot of penny-pinching and sitting on the sidelines while other tourists enjoy foreign cities the way they were meant to be enjoyed. This is simply not true.

Little House @ Little House in the Valley writes Could You Outlive Your Retirement? – The stats are shockingly dismal, but if there’s even a half-truth in them it means most people will out-live their retirement well before their demise. As I’m a solution-seeker and prefer not to harp on a problem for too long, I’d like to offer some possible solutions:

Tushar @ Earn More and Save writes It Is Time To Get Rid of Your Debts! – If there are some difficulties with paying debts on your credit card, then it’s time to do some savings. You can’t even imagine all the ways that will work and save cash toward your loans, so let’s figure it out together. These tips will help you to avoid getting into debt.

Mrs. Accountability @ Out of Debt Again writes Mobile: The Future of Funds Management – There’s absolutely no question that the future of banking lies in mobile innovation.

Tushar @ Start Investing Money writes Should You Think About Investing in Crowdfunding Projects? – No doubt you’ve heard of crowdfunding by now. The idea is you pledge a certain amount of money to a project through a crowdfunding website.

Jacob @ AllPersonalFinance writes How to make a profit on your home – Whether you can make a profit on your home is not always in your hands, because depending on the market and when you bought and at what price you may have to sell at a loss. Read how to do it right and make a profit at home!

Ted Jenkin @ Your Smart Money Moves writes 5 Ways To Save Money At Department Stores – There are ways to make money at department stores if you follow my suggestions! Read my top 5 ways to do so.

Invest It Wisely @ Invest It Wisely writes Historical Litigation: Patent Wars Throughout History – One could be forgiven for presuming that patent wars have reached their peak in 21st century super-technology disputes, read what a mess this topic can be

Penny Thots @ Penny Thots writes The Half-and-Half Theory of Stock Investing – One note up front — I’m not an investment professional. All the same, I’ve been studying and investing in the stock market for years now, and doing ok for myself. Early on, I came up with a strategy that seems to be working. And working well. I call it the “Half-and-Half” method.

Miss T. @ Prairie Eco Thrifter writes Grandparenthood Can Be Expensive! – In my experience, my kids expect more of me for their kids than I expected of my parents for mine. It never occurred to me to ask Mom or Mom-in-law to come watch my kids. I’ve seen the nieces and my own kids ask for and get babysitting services time after time from a busy working boomer.

MR @ Money Reasons writes Financial Emergencies Happen! – Sometimes what we intend, and what happens are unavoidable. Financial emergencies happen, no matter how well prepared we are, but why not arm ourselves with weapons of knowledge. Check out these lessons from the following financial emergencies.

CAPI @ Creating a Passive Income writes How to Run Your Business Efficiently – I’ve been working for my new employer for over nine months now. Not only am I in charge of almost all of the daily operations, but have been overseeing our finance department since that point. At first it was a struggle to fulfill my position because my predecessor had things in a complete ruin.

Corey @ 20s Finances writes Advantages of a One Car Family – A year ago I talked about wanting to buy a 2nd car. But, now I have changed my mind and here’s why.

Maria @ The Money Principle writes How to Get By with a Bad Credit History – Bad credit, unpleasant as it may be, is a fact of life, This articles offers four tips to survive and impove bad credit history.

John S @ Frugal Rules writes Investing in Stocks: Are You a Trader or Investor? – There are various strategies investors can implement in the stock market yet many do not stop to think which is best for them. This lack of preparation can significantly undermine their investing efforts and hinder their attempts to grow wealth and build their retirement portfolio.

Minimalist @ Minimalist Finance writes Should you Consider The Extra Cost of Private School for your Child? – As classroom sizes grow larger and larger, individual children get less one-on-one learning time with their instructors. This is something that is constantly criticized in the North American public school system.

Gabe @ CPA, Springfield MO writes tax strategies to help you save more money before the April 15 tax deadline

krantcents @ KrantCents writes It’s Never Too Late to Be What You Might’ve Been – It’s Never Too Late to Be What You Might’ve Been, so never give and read my article why.

Jon @ Novel Investor writes How to Choose A Mutual Fund That Fits Your Portfolio – Here are some simple guidelines to help you choose a mutual fund or index fund that fits perfectly with your portfolio.

Ryan @ Cash Money Life writes Types of Insurance Homeowners Need – Homeowners need several types of insurance to protect their largest investment, including homeowners, title, liability, umbrella, and flood insurance.

Jacob @ CashCowCouple writes Honest, Comprehensive Personal Capital Review – The good and bad of the new financial software.

Mike @ Personal Finance Journey writes Helping Your Children Make Responsible Decisions – Do you take the time to help your children make responsible decisions in finance, life and day to day living?

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