22 Things I do NOT (over) pay for- Women’s edition
Check out 22 things my husband won’t pay for. I thought his list was so good that I decided to make my own. By the end of this article you will know all of the items the Cash Cow Couple refuses to pay for!
1. Haircuts- I do not pay for haircuts. I started cutting my own hair in June, and I have been so happy with it. Cutting hair isn’t some mysterious skill that you have to go to school to learn how to do. All it takes is some gumption and patience. Plus, I will save thousands of dollars throughout my lifetime by cutting my own hair. I learned by watching YouTube videos and trial and error.
2. Hair color- Not only do I cut my own hair, but I also dye my own hair. I have even attempted, quite successfully, DIY ombre hair. No more swanky salons for this savvy girl.
3. Manicures- I have found the ultimate secret to getting salon French manicured nails for pennies on the dollar. Literal pennies. The secret is dollar store fingernail polish. I got mine at the Dollar Tree. The brush is thin, so it is easily controlled, and the polish is of good quality so it won’t chip for a few days if you coat it with a clear gloss. A whole bottle of polish for $1?! Like I said, pennies on the dollar for each manicure.
4. Pedicures- I didn’t have a pedicure until I was 20 years old. Even though it took me forever to try it out, once I did, I was in love. I’m not a fan of my toes (does anyone like their toes?) and once they were painted I couldn’t get over how nice they looked. Unfortunately, $20-25 for cute toes is NOT in the Cash Cow (nonexistent) budget. So, I got creative. All it takes is a foot massage, a foot soak, a pumice stone, and the nifty dollar store nail polish mentioned above, and I’ve got an at home pedicure for nearly free.
5. Lotion/ moisturizer/ anti-aging crème- I will never have to buy smelly lotions, moisturizers with strange chemicals, or “anti aging” crèmes ever again. The reason being that coconut oil is the best thing you can use on dry skin because it naturally repairs the skin, and it is 100% natural. Also, a little bit goes a long way, so it lasts a lot longer than an overpriced bottle of lotion or cream. As a bonus, it can even clear up scars.
6. Makeup- Makeup is outrageously priced these days. I got fed up with paying $7 for mascara and $4 for eyeliner at the low end of the makeup options. So, I set out to find the cheapest makeup that still retained the quality of more expensive brands. I found that there is not much difference between a $7 mascara and a $2 mascara. My favorite brand is e.l.f. Check out the video below for a review of every woman’s essential products. The next step is to learn to make some of the makeup myself!
7. Accessories- which include jewelry, handbags, scarves, belts, hats, and shoes- Buy an accessory from a retail store? No thank you. Why would I pay a store’s up charge when I can find the same thing for free or extremely cheap at a garage sale, thrift store or the closet of my mom, grandma, or friend? All of my favorite accessories have come from my mom, aunt, and garage sales.
8. Clothes- You already know how the Cash Cow Couple feels about buying expensive clothes. However, if you have to buy them, be smart about it. I never buy anything unless it is at least 70% off. The reason being, there is no need.
Women’s clothes go on sale all the time. It is so easy to find women’s clothes for 70% off or more. You have to be willing to look through unorganized racks of clothing, but that is what makes shopping fun. The thrill of the search is so rewarding!
Also, if you are having trouble finding cheap retail clothing, (which would mean you’re not trying!) another option is to go to thrift stores, consignment shops, or garage sales.
9. Razors and shaving cream- I don’t get the whole Venus razor obsession. They don’t work any better than a cheaper brand. Venus razors are fantastically advertised. All you have to say is Venus and the song pops into your head. Every woman wants to look like the women in those commercials. The good news is that you can! And the better news is that you don’t have to pay Venus’s ridiculous prices to achieve it.
Another thing, no one needs to buy shaving cream. Ever. It’s a complete waste of money. You’re mostly paying for soap and air pressure . All you need is a little bit of the soap or body wash, which you can get for 50 cents to $1.
10. Weight loss plan- I don’t pay for weight loss programs. I keep my weight in check by eating healthy foods and staying active. Weight loss plans are not worth your money! Finding the motivation to lose weight is a common struggle, which means you’re not alone. There is an unlimited amount of health information on the internet. All it takes is some time, effort, and dedication. You don’t need someone else telling you what to eat or when to exercise. Be the master of your own fate and learn to create healthy meals that taste good, cut back a little when you feel like you’ve overdone it, and stay active by participating in activities that you enjoy.
11. Gym membership- I am completely against purchasing a gym membership. I have never purchased one, and I never will. It is totally unnecessary. The internet is full of workout videos for free which I can do alone or with my husband. My neighborhood is great for running, and in the summer I can swim, bike, or play recreational sports. Another idea for indoor or outdoor activity is body weight training.
12. Home décor- Over paying for home décor? I think not! All one has to do these days is go to Pintrest and search for DIY home décor and there are hundreds of projects to work on. Garage sales, thrift stores, and DIY are the answer to the problem of overpaying for home décor.
13. Groceries- We pay less than $5 per day for both of us to eat like kings. I never overpay for groceries because I price match local ads at Walmart and only buy items on sale. If you’re wondering how to save money on groceries, be sure to check out these 25 tips.
14. Cookbook – I do not pay for cookbooks. The internet has every recipe you could dream up, and a lot you couldn’t. Paying for a cookbook is just ludicrous.
15. Pictures- It is so easy to search and compare different online printing options. Walgreens has a special about once every month for a free 8×10 picture, and tons of other free photo options. Usually you don’t even have to pay for shipping if you pick up the item in store. I never pay more than 10 cents per 4×6 photo, and that is only to make gifts for family and friends.
16. Hair products- I will never buy hair products ever again. Not only are the chemicals terrible for your body, but they are also an excessive expense. Any hair products can be researched and created out of natural ingredients for half the cost.
17. Baby/children’s clothes- You already know how we feel about buying clothes for yourself, but buying retail clothes for children is even more insane because they grow out of them so quickly! Most likely, you know someone who has a child a few months/years ahead of your child that has bags full of gently used clothes. Stock up on these freebies, and forget buying retail. If you absolutely have to buy retail for a baby shower, look at Walmart and Kohl’s for 80% off deals on baby clothes and buy off season when the clothes will be selling for cheap.
18. Gifts for others- Gifts for others is tough spot because gift giving holds so much sentiment. Therefore, most people overpay for gifts.
I’m a sentimental gift giver, and I admit I’ve overpaid for gifts in the past. However, when you sit down and think about what is truly sentimental, it is generally the homemade card you make or the homemade gift that gets remembered with fondness. Do you remember what your best friend got you for your birthday last year? I know I don’t, and most people can’t even remember what their spouse gave them for Christmas.
That being said, I no longer give gifts that are overpriced. I forget the stress of getting the perfect gift and opt for something nice that is accompanied with a sentimental card.
Another idea is instead of giving gifts to your friends for their birthday, is to spend time together instead.
19. Wrapping paper and cards: I don’t pay for cards. No one really likes store bought cards because they usually are clichéd and dorky looking. Instead, I write a nice note on a piece of pretty notebook paper. People love to receive personalized letters, and are more likely to keep it and look back on it at a later date than a store bought card. If you are still in doubt about store bought cards, read Pretired Nick’s take on greeting cards.
As far as wrapping paper goes, don’t wrap! If you must wrap, go to the dollar store and pay no more than $1.
20. Trinkets- Even though those vintage lanterns looks so cute on Pintrest, in reality they will just make your shelves look junky. So, the best option is to skip the trinkets. If you have your heart set on buying a trinket, go to a garage sale or thrift store. In my opinion, the best place to get a trinket is from a family member. That way, at least it has some meaning. For example, I have a handkerchief from my great grandma that my husband would consider a trinket. It is, but I love it because it is pretty and it reminds me of her. Plus, it was free.
21. Cleaning supplies- Cleaning supply companies have you duped! I don’t use fancy cleaners to make my house spotless. Instead, I use vinegar, bleach, borax, and castile soap to clean my house. Who needs Clorox, Mr. Clean, Scrubbing Bubbles, and Tide when you can make your own cleaning supplies for way less?
22. Lap dog- You already know that the Cash Cow Couple doesn’t think you can afford a dog. We don’t have pets, and in fact, we’re still trying to get the dog smell out of the carpet of our new home from the previous owners! The reason we don’t like animals is not because we are cold-hearted mammal haters. We just don’t think they warrant losing time, money, and sleep over.
This is my comprehensive list of women’s items that I do not pay for. What items do you refuse to pay for? I’d love to hear from you!
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Hello! I'm Vanessa- a devoted wife, developing chef, and all around frugal lady. Besides writing this awesome blog with my husband, I enjoy reading other blogs and books about self improvement and DIY, playing the piano, and spending time with friends and family. I'm glad you found the Cash Cow Couple, and i hope you'll linger for a bit! Connect with me on Twitter and Google +!