As I was reading through a few online forums, I stumbled across a thread discussing high-yield savings accounts. There were several users claiming to have found a 5% savings account with FDIC insurance. Vanessa and I maintain several accounts at
Vanessa and I have been Discover Bank customers for roughly eight years. We maintain several bank accounts and credit cards with Discover because the company continues to emphasize quality customer service while offering competitive products. In addition to 24/7 customer
Both members of the Cash Cow Couple maintain active Discover credit cards and have done so for many years. With zero annual fees, quality customer support, and a slew of rewards, the Discover it® card remains an essential part of
Every human being faces the same two-part dilemma in personal financial planning. First, we must figure out how to best utilize our skills and passions to earn a living. Second, we must decide how to best utilize that earned income
My recent saving rate tutorial has me thinking deeply about the intimate relationship between spending and saving. Over the last several years, a significant portion of my writing has explored the importance of healthy savings in building wealth and creating financial flexibility.
Your personal saving rate is an important financial calculation, providing valuable information about how you choose to spend or save your income over time. Furthermore, your personal saving rate is one of the most important factors in determining how long
At the age of 20, I applied for my first credit card. At age 25, my credit score kissed 800. At age 29, a letter in the mail declared that my official FICO credit score had reached an all-time high
After our engagement in 2012, Mrs. Cash Cow and I began evaluating our individual possessions and spending habits to prepare our finances for marriage. After much discussion, we decided to combine every aspect of our financial lives. All of our existing
From a young age, individuals in the developed world are instructed to get an education and then a job. After landing a solid job, the recommendation is to save a small percentage of each paycheck for 40+ years until retirement. The underlying
There are a variety of strategies that can be used to save money while shopping, but the easiest is getting paid cashback to shop online. When you need to make a purchase, you can either visit your local retail store
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